guys, let me share with you my personal experience for the above.
A. Do Not Panic
The road condition might not be in your favor. you might be in a position of causing a mass congestion at a big traffic junction. but nevermind, walk down from your car, approach the car driver whom hit yours and tell him not to move his vehicle untill he is told.
B. Take Pictures Of The Accident Scene
A picture speaks a thousand words. pictures of the accident scene can definitely helps you to defend your position more effectively. if you dont have a camera with you at the point of time, try to note down the vehicle number surrounding you n had possibly witnessed the accident. it would be even better if you could approach these drivers to ask for their acknowlegement to stand as an eyes-witness if it is required.
The latter may not be easy to approach, therefore the bottomline is to get a camera for yourself. if you dont want to pay for a digital cam, get a disposable one for less than $20.
The best part is, you have passenger in your taxi. ask him to be your witness. remember to take down his name n contact before he leave.
C. Things That Must Be shown In Your Pictures
The landmark of the accident scene. (as a background) The lane marking. (to show the position of the accident cars) The damages of the accident cars. (with registration number) The tires mark on the floor. (to determine the speed of the vehicle) The fragment on the ground at the scene. (to determine the actual spot of impact)
D. The Particulars
Note down the date/time and location of the accident. the vehicle number, type of vehicle and colour. try to exchange contact details with the other party and ask if he would like to be settled privately. if he do agree to settle privately and is also agree that he will pay for your costs, ask him to write a simple note of agreement on a piece of paper. if he refuse and has no injury involve in the accident, police report is not required. unless a foreigner vehicle is involved.
If the damage is minor, juz ask for few hundred and settle it. dont waste your time going thru the hassle for all the reporting works at your cab company later.
99% of the drivers involved in an accident would twist their story. unless it is a very straight forward case. if not, most of the time both of the involved parties would not be awarded with 100% fault-free. meaning to say, both parties have to bear certain degree of respossibility to the accident. in certain cases, it is definitely unfair to the innocent party. therefore, protecting yourself from day one is very crucial.
E. Matter Of Settlement
i) pay cash ii) sign agreement n pay later iii) claim trial and fight for the case
Try to make a quick estimation of the damages plus other costs (loss of income) on the scene and make him pay. If he refuse, ask him if he want your car to be sent to his workshop or your workshop plus other costs. if he agree the latter, ask him to write and sign on a paper to confirm that he will bear the cost of the damages for record while looking for a workshop. this is to protect yourself in case he changed his mind after you go around looking for workshop.
if he refuse to sign anything, chances are he is trying to argue the case. in that case, dont waste your time. tell him straight, you are going to report the matter to the coy and will claim his insurance. let the claim dept n lawyer do the job. your responsibility now is to produce the best evidence to support your case. pictures and witnesses, that's it
i will add if i can remember some other points. in the meantime, feel free to add your views.
went to collect my money compensated for my last accident @ HQ LY. saw many accident taxis parked on the roof-top. more than wat i last seen. one of the worst i saw was a sonata. was told that the driver hits a tree n is now in a state of coma. young chap in his 30's. let say a prayer for our conrad.
one more point to add, make the wrong party to sign the statment to admit the mistake !! this is what happened to me ,,,, I was in the Q at T2 the other nite ,, A Red taxi was behind me, the old man fall into sleep and never apply his hand brake, so he banned onto my back side and causing my rear bumper damage. the next day when I file the report, the Loyang guy said Trans Cab called and said the old man claimed that I reverse and hit his front bumper !!! KNN ,,, me showed my Ace card (a statment signed by the old man admitting his wrong doing) and ask the Loyang guy read loud loud to the Trans cab guy , at the end they agreed to pay up to close case !! (actual story more interesting! but me dont want to lor so here)
-- Edited by runroadman on Friday 10th of April 2009 03:48:20 AM
these bastards are alway 'peng wei' one. must really give them a hard 'punch' on their face!
Yes !!! the mother F**Ker old man got a good 1 from me,,, at 1st his coy said settle @ $500 ,,, me said $750 (repair cost $350),,, quickly they agreed,,, me said CASH within 30 min. ,, they agreed,,,, when they shown up with the old man and $750 cash,,, I told them I've changed my idea !! now I want $850 or else I will go ahead to file claim with the statment siged by the old man ,,, and I told them LOUD LOUD that : " KNN , Don't play 48 if U made a mistake"" and finally ,,, they LL and paid me what I wanted ( as it still cheaper then $1000 )!!
-- Edited by runroadman on Sunday 12th of April 2009 02:53:32 AM
these bastards are alway 'peng wei' one. must really give them a hard 'punch' on their face!
Yes !!! the mother F**Ker old man got a good 1 from me,,, at 1st his coy said settle @ $500 ,,, me said $750 (repair cost $350),,, quickly they agreed,,, me said CASH within 30 min. ,, they agreed,,,, when they shown up with the old man and $750 cash,,, I told them I've changed my idea !! now I want $850 or else I will go ahead to file claim with the statment siged by the old man ,,, and I told them LOUD LOUD that : " KNN , Don't play 48 if U made a mistake"" and finally ,,, they LL and paid me what I wanted ( as it still cheaper then $1000 )!!
-- Edited by runroadman on Sunday 12th of April 2009 02:53:32 AM
i must keep this in my mind!!
play 48...hit him hard make him awake!!
-- Edited by alvin87a on Tuesday 16th of September 2014 11:15:48 AM